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Welcome to Life Cover 2 Go
Welcome to Lifecover2go the home of discounted Life insurance, Critical Illness and Income Protection policies. Because we transact our business over the internet we are able to sacrifice part of the commission we receive, resulting in lower premiums for our clients.
Getting a quote is simple and easy, we search the market for the best prices and allow you to apply yourself online, or if you prefer you can speak to one of our Qualified Protection Advisors, who will provide advice at any stage of the process.
Life Assurance / Life Insurance Also known as Term Insurance/Assurance, designed to pay a lump sum in the event of death within the term. Level Term is usually taken out for family protection or interest only mortgage, Decreasing Term to cover repayment mortgage or loan. Premiums are normally guaranteed for the term of the policy.
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Income Protection Insurance An Income Protection plan is designed to replace your salary and provides a tax-free income if you are unable to work through disability. The policy pays a monthly tax-free income until you recover, right up to your retirement date if necessary. The payout can be level or it can be set to rise with inflation.
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Critical Illness Insurance Will pay a tax free lump sum on diagnosis of any one of a range of specified illnesses. Critical illness insurance will cover certain types of cancer, heart attack, stroke, brain tumour and many more. Premiums can be reviewable or guaranteed. Can be combined with Life Insurance/Assurance.
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Accident Sickness & Unemployment Accident Sickness & Unemployment / Mortgage Payment Protection insurance is designed to cover mortgage payments and associated costs for accident sickness or involuntary unemployment. Sometimes available as unemployment / redundancy only.
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